Anaheim Mortgage Calculator
Estimate your monthly mortgage payment in Anaheim, CA. On the local median home value of $990,000 — with a 20% down payment at today's rates — expect a total monthly payment (principal, interest, taxes, and insurance) of about $5,733. Adjust every input for your situation.
Monthly Breakdown
- Principal & Interest$5,006
- Property Tax$619
- Home Insurance$108
Amortization Schedule
| Year | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $60,072 | $8,852 | $51,219 | $783,148 |
| 2 | $60,072 | $9,445 | $50,626 | $773,702 |
| 3 | $60,072 | $10,078 | $49,994 | $763,625 |
| 4 | $60,072 | $10,753 | $49,319 | $752,872 |
| 5 | $60,072 | $11,473 | $48,599 | $741,399 |
| 6 | $60,072 | $12,241 | $47,831 | $729,158 |
| 7 | $60,072 | $13,061 | $47,011 | $716,097 |
| 8 | $60,072 | $13,936 | $46,136 | $702,161 |
| 9 | $60,072 | $14,869 | $45,203 | $687,292 |
| 10 | $60,072 | $15,865 | $44,207 | $671,427 |
| 11 | $60,072 | $16,927 | $43,144 | $654,500 |
| 12 | $60,072 | $18,061 | $42,011 | $636,438 |
| 13 | $60,072 | $19,271 | $40,801 | $617,168 |
| 14 | $60,072 | $20,561 | $39,511 | $596,607 |
| 15 | $60,072 | $21,938 | $38,134 | $574,668 |
| 16 | $60,072 | $23,407 | $36,664 | $551,261 |
| 17 | $60,072 | $24,975 | $35,097 | $526,286 |
| 18 | $60,072 | $26,648 | $33,424 | $499,638 |
| 19 | $60,072 | $28,432 | $31,639 | $471,206 |
| 20 | $60,072 | $30,337 | $29,735 | $440,869 |
| 21 | $60,072 | $32,368 | $27,703 | $408,501 |
| 22 | $60,072 | $34,536 | $25,536 | $373,965 |
| 23 | $60,072 | $36,849 | $23,223 | $337,116 |
| 24 | $60,072 | $39,317 | $20,755 | $297,799 |
| 25 | $60,072 | $41,950 | $18,122 | $255,849 |
| 26 | $60,072 | $44,759 | $15,312 | $211,090 |
| 27 | $60,072 | $47,757 | $12,315 | $163,333 |
| 28 | $60,072 | $50,955 | $9,116 | $112,377 |
| 29 | $60,072 | $54,368 | $5,704 | $58,009 |
| 30 | $60,072 | $58,009 | $2,063 | $0 |
Swipe the table sideways to see all columns →
How to use this calculator
The Home Price field is pre-filled with the median home value in Anaheim (about $990,000). Override with your target home's actual price to get a payment estimate for that specific property.
The Property Tax Rate is pre-filled with California's average effective rate of 0.75%. Within California, rates vary by county — if you know your specific local rate, override it for a more precise estimate.
Adjust the Down Payment slider to see how your payment changes. Below 20% down triggers PMI; the calculator adds it automatically and shows a warning.
Scroll down for the full PITI breakdown, monthly payment pie chart, and complete month-by-month amortization schedule.
How it works
Buying a median-priced home in Anaheim. At $990,000 with a 20% down payment, you'd bring $198,000 to closing (plus closing costs) and take out a $792,000 mortgage. At a 6.50% interest rate on a 30-year fixed loan, your monthly principal + interest is roughly $5,006.
Annual costs on top of the loan. California's average property tax rate is 0.75%, so a median-priced Anaheim home generates approximately $7,425 in annual property tax (about $619/mo when paid through escrow). Homeowner's insurance in California averages around $1,300/year.
Total monthly payment (PITI) on the median Anaheim home works out to about $5,733 per month at current rates, assuming a 20% down payment and no HOA. If you're putting less than 20% down, add PMI to this — typically 0.5–1.5% of the loan balance per year.
Rates change; this is the math, not the offer. Mortgage rates fluctuate daily. Our default of 6.50% is a recent conventional 30-year benchmark — enter today's quoted rate from your lender for the most accurate payment estimate.
Frequently Asked Questions
Looking for a different city? Browse all cities. For California-specific property taxes, see the California Property Tax Calculator.