Philadelphia, PA Property Tax Calculator
Estimate property tax for a home in Philadelphia, PA. Homes in Philadelphia are assessed by Philadelphia County, where the effective property tax rate runs about 0.95% of market value — so a median-priced Philadelphia home of $220,000 generates roughly $2,090 in annual property tax. Enter your specific home value below for a custom estimate.
Annual Tax
$2,090
0.95% of $220,000
Monthly Tax
$174
Typically escrowed with your mortgage
State Rank
#12 of 51
Highest rate = #1
vs. National Average
Highest property tax states
- New Jersey2.49%
- Illinois2.23%
- New Hampshire2.18%
- Connecticut2.15%
- Vermont1.90%
Lowest property tax states
- Hawaii0.32%
- Alabama0.41%
- Colorado0.55%
- Louisiana0.56%
- District of Columbia0.57%
These are state-level averages. Individual counties and cities can vary significantly — a home in Austin's urban core may have a far higher effective rate than the Texas state average, for example. For the most accurate estimate, get the exact millage rate from your county assessor and override the rate field above.
How to use it
A two-minute guide.
The Home Value field is pre-filled with Philadelphia's median home value of $220,000. Override with your actual home's market value for a specific estimate — your tax bill scales linearly with home value.
The rate is pre-filled with Philadelphia County's effective rate of 0.95% — the county-level average for owner-occupied homes, which is more precise than Pennsylvania's statewide average of 1.58%. Individual school districts and special taxing zones within Philadelphia still shift the exact figure — if you know the rate from your latest tax bill, override it for the most precise estimate.
You'll see your estimated annual property tax, the monthly amount (which is typically escrowed with your mortgage payment), and a comparison to other states.
How it works
The math behind the result.
How Philadelphia's tax bill works out. Homes in Philadelphia are assessed and billed through Philadelphia County. The effective rate there averages about 0.95% of market value — below Pennsylvania's statewide average of 1.58%. On Philadelphia's median home value of $220,000, that's approximately $2,090/year, or $174/month when escrowed with your mortgage.
How assessment works in Pennsylvania. Pennsylvania counties assess on a base-year system — Philadelphia reassesses citywide periodically, while Allegheny County still uses 2012 base-year values, so assessed values often sit below today's market prices.
Exemptions worth claiming. The Homestead Exclusion reduces assessed value for owner-occupants (Philadelphia's is $100,000 off assessed value), funded by state gaming revenue; seniors may qualify for rebates via the Property Tax/Rent Rebate program. Exemptions are the most common reason two identical Philadelphia homes pay different tax bills — make sure yours are on file with Philadelphia County.
What property tax actually pays for. In Philadelphia — like the rest of Pennsylvania — property tax funds local schools, public safety (police, fire), road maintenance, parks, libraries, and county government. Most of your bill stays in your county and school district.
Comparing to other states. Effective rates vary enormously across the US — from about 0.3% in Hawaii to nearly 2.5% in New Jersey. Philadelphia's 0.95% puts it in the lower third nationally.
Questions
Frequently asked.
Buying in Philadelphia? Estimate your full mortgage payment with our Philadelphia Mortgage Calculator. Or see how Pennsylvania property tax rates compare across the state with our Pennsylvania Property Tax Calculator.
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