Baltimore, MD Property Tax Calculator
Estimate property tax for a home in Baltimore, MD. Homes in Baltimore are assessed by Baltimore City, where the effective property tax rate runs about 1.40% of market value — so a median-priced Baltimore home of $180,000 generates roughly $2,520 in annual property tax. Enter your specific home value below for a custom estimate.
Annual Tax
$2,520
1.40% of $180,000
Monthly Tax
$210
Typically escrowed with your mortgage
State Rank
#21 of 51
Highest rate = #1
vs. National Average
Highest property tax states
- New Jersey2.49%
- Illinois2.23%
- New Hampshire2.18%
- Connecticut2.15%
- Vermont1.90%
Lowest property tax states
- Hawaii0.32%
- Alabama0.41%
- Colorado0.55%
- Louisiana0.56%
- District of Columbia0.57%
These are state-level averages. Individual counties and cities can vary significantly — a home in Austin's urban core may have a far higher effective rate than the Texas state average, for example. For the most accurate estimate, get the exact millage rate from your county assessor and override the rate field above.
How to use it
A two-minute guide.
The Home Value field is pre-filled with Baltimore's median home value of $180,000. Override with your actual home's market value for a specific estimate — your tax bill scales linearly with home value.
The rate is pre-filled with Baltimore City's effective rate of 1.40% — the county-level average for owner-occupied homes, which is more precise than Maryland's statewide average of 1.09%. Individual school districts and special taxing zones within Baltimore still shift the exact figure — if you know the rate from your latest tax bill, override it for the most precise estimate.
You'll see your estimated annual property tax, the monthly amount (which is typically escrowed with your mortgage payment), and a comparison to other states.
How it works
The math behind the result.
How Baltimore's tax bill works out. Homes in Baltimore are assessed and billed through Baltimore City. The effective rate there averages about 1.40% of market value — above Maryland's statewide average of 1.09%. On Baltimore's median home value of $180,000, that's approximately $2,520/year, or $210/month when escrowed with your mortgage.
How assessment works in Maryland. The state (SDAT) reassesses every property on a three-year cycle, phasing increases in over three years; assessments are at full market value.
Exemptions worth claiming. The Homestead Tax Credit caps annual taxable-assessment growth at 10% statewide — and much lower in many jurisdictions (4% in Baltimore City) — and the Homeowners' Tax Credit helps income-qualified owners. Exemptions are the most common reason two identical Baltimore homes pay different tax bills — make sure yours are on file with Baltimore City.
What property tax actually pays for. In Baltimore — like the rest of Maryland — property tax funds local schools, public safety (police, fire), road maintenance, parks, libraries, and county government. Most of your bill stays in your county and school district.
Comparing to other states. Effective rates vary enormously across the US — from about 0.3% in Hawaii to nearly 2.5% in New Jersey. Baltimore's 1.40% puts it near the middle nationally.
Questions
Frequently asked.
Buying in Baltimore? Estimate your full mortgage payment with our Baltimore Mortgage Calculator. Or see how Maryland property tax rates compare across the state with our Maryland Property Tax Calculator.
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