Saint Paul, MN Property Tax Calculator
Estimate property tax for a home in Saint Paul, MN. Homes in Saint Paul are assessed by Ramsey County, where the effective property tax rate runs about 1.30% of market value — so a median-priced Saint Paul home of $275,000 generates roughly $3,575 in annual property tax. Enter your specific home value below for a custom estimate.
Annual Tax
$3,575
1.30% of $275,000
Monthly Tax
$298
Typically escrowed with your mortgage
State Rank
#20 of 51
Highest rate = #1
vs. National Average
Highest property tax states
- New Jersey2.49%
- Illinois2.23%
- New Hampshire2.18%
- Connecticut2.15%
- Vermont1.90%
Lowest property tax states
- Hawaii0.32%
- Alabama0.41%
- Colorado0.55%
- Louisiana0.56%
- District of Columbia0.57%
These are state-level averages. Individual counties and cities can vary significantly — a home in Austin's urban core may have a far higher effective rate than the Texas state average, for example. For the most accurate estimate, get the exact millage rate from your county assessor and override the rate field above.
How to use it
A two-minute guide.
The Home Value field is pre-filled with Saint Paul's median home value of $275,000. Override with your actual home's market value for a specific estimate — your tax bill scales linearly with home value.
The rate is pre-filled with Ramsey County's effective rate of 1.30% — the county-level average for owner-occupied homes, which is more precise than Minnesota's statewide average of 1.12%. Individual school districts and special taxing zones within Saint Paul still shift the exact figure — if you know the rate from your latest tax bill, override it for the most precise estimate.
You'll see your estimated annual property tax, the monthly amount (which is typically escrowed with your mortgage payment), and a comparison to other states.
How it works
The math behind the result.
How Saint Paul's tax bill works out. Homes in Saint Paul are assessed and billed through Ramsey County. The effective rate there averages about 1.30% of market value — above Minnesota's statewide average of 1.12%. On Saint Paul's median home value of $275,000, that's approximately $3,575/year, or $298/month when escrowed with your mortgage.
How assessment works in Minnesota. Assessors value homes each January 2; valuation notices arrive in spring, roughly a year before the taxes based on them are billed.
Exemptions worth claiming. Homesteading your property matters: the Homestead Market Value Exclusion trims taxable value for homes under ~$517k, and homesteads qualify for the income-based Property Tax Refund and the special refund for big year-over-year jumps. Exemptions are the most common reason two identical Saint Paul homes pay different tax bills — make sure yours are on file with Ramsey County.
What property tax actually pays for. In Saint Paul — like the rest of Minnesota — property tax funds local schools, public safety (police, fire), road maintenance, parks, libraries, and county government. Most of your bill stays in your county and school district.
Comparing to other states. Effective rates vary enormously across the US — from about 0.3% in Hawaii to nearly 2.5% in New Jersey. Saint Paul's 1.30% puts it near the middle nationally.
Questions
Frequently asked.
Buying in Saint Paul? Estimate your full mortgage payment with our Saint Paul Mortgage Calculator. Or see how Minnesota property tax rates compare across the state with our Minnesota Property Tax Calculator.
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