Ohio Property Tax in 2026

Enter your home value — this is your home's market value (typically close to what you'd sell for today, or what you paid). The state dropdown is pre-selected to Ohio, and the rate field is pre-filled with the state's average effective property tax rate of 1.36%.

For a more precise estimate, override the rate with your local millage rate from your county assessor's website or your most recent property tax bill. In Ohio, rates vary considerably by county and city — the state average is a starting point, not your exact number.

You'll see your annual tax, monthly tax (the amount typically escrowed with your mortgage), and how Ohio's rate compares to the national average and to other states.

Ohio's 1.36% effective property tax rate is more than 50% above the national average. It ranks 8th out of 50 US states, putting it in the top 10 highest. On the state's median home value of $225,000, that produces an annual property tax bill of roughly $3,060.

Property tax is a local tax, not a state tax — most of what you pay goes to your county, city, school district, and other local taxing authorities. The "state average" rate you see here is really a blend of all those local rates, weighted across Ohio's counties. Your specific home's rate could be meaningfully higher or lower depending on where you live.

Rates are expressed as an effective property tax rate: the actual dollar tax divided by the home's market value. Many counties also publish a millage rate in mills (one mill = 0.1% = $1 per $1,000 of assessed value). They're two ways of writing the same tax.

Most Ohio homeowners pay property tax through escrow: your lender collects 1/12 of the annual bill with each mortgage payment, holds it, and sends it to the county when the bill comes due. If you own outright, you typically pay the county directly in one or two installments per year.

How Ohio assesses your home. County auditors reappraise every six years with a market update at the three-year midpoint. Taxes apply to 35% of market value, and House Bill 920 tax-reduction factors keep voted levies from growing with reappraisals.

Exemptions that lower your Ohio bill. The homestead exemption shields $26,200 of market value for income-qualified seniors and disabled homeowners; the 2.5% owner-occupancy credit trims the bill on voted levies.

Appealing your Ohio assessment. File a complaint with your county Board of Revision between January 1 and March 31 — one filing per three-year cycle, and recent sale prices or an appraisal are the strongest evidence.

Source. Ohio's 1.36% effective rate from Tax Foundation, Property Taxes by State and County, 2026 (effective rate on owner-occupied housing, 2024). Home values reference recent Zillow and Redfin published figures. Both are averages — your county, city and school district set the rate that actually applies to your address.