Honolulu, HI Property Tax Calculator

Estimate property tax for a home in Honolulu, HI. Homes in Honolulu are assessed by City and County of Honolulu, where the effective property tax rate runs about 0.30% of market value — so a median-priced Honolulu home of $850,000 generates roughly $2,550 in annual property tax. Enter your specific home value below for a custom estimate.

Estimated Annual Property Tax
$2,550
$213/month — Hawaii

Annual Tax

$2,550

0.30% of $850,000

Monthly Tax

$213

Typically escrowed with your mortgage

State Rank

#51 of 51

Highest rate = #1

vs. National Average

National average rate: 1.11%On a $850,000 home: $9,427/year73% lower than the national average

Highest property tax states

  • New Jersey2.49%
  • Illinois2.23%
  • New Hampshire2.18%
  • Connecticut2.15%
  • Vermont1.90%

Lowest property tax states

  • Hawaii0.32%
  • Alabama0.41%
  • Colorado0.55%
  • Louisiana0.56%
  • District of Columbia0.57%

These are state-level averages. Individual counties and cities can vary significantly — a home in Austin's urban core may have a far higher effective rate than the Texas state average, for example. For the most accurate estimate, get the exact millage rate from your county assessor and override the rate field above.

How to use it

A two-minute guide.

The Home Value field is pre-filled with Honolulu's median home value of $850,000. Override with your actual home's market value for a specific estimate — your tax bill scales linearly with home value.

The rate is pre-filled with City and County of Honolulu's effective rate of 0.30% — the county-level average for owner-occupied homes, which is more precise than Hawaii's statewide average of 0.32%. Individual school districts and special taxing zones within Honolulu still shift the exact figure — if you know the rate from your latest tax bill, override it for the most precise estimate.

You'll see your estimated annual property tax, the monthly amount (which is typically escrowed with your mortgage payment), and a comparison to other states.

How it works

The math behind the result.

How Honolulu's tax bill works out. Homes in Honolulu are assessed and billed through City and County of Honolulu. The effective rate there averages about 0.30% of market value — right around Hawaii's statewide average. On Honolulu's median home value of $850,000, that's approximately $2,550/year, or $213/month when escrowed with your mortgage.

How assessment works in Hawaii. The City and County of Honolulu assesses property annually at 100% of market value, with notices mailed December 15; Hawaii has the lowest effective property tax rates in the nation.

Exemptions worth claiming. Honolulu's home exemption removes $120,000 from assessed value ($160,000 for owners 65+) — file once by September 30 to claim it and the lower owner-occupant rate tier. Exemptions are the most common reason two identical Honolulu homes pay different tax bills — make sure yours are on file with City and County of Honolulu.

What property tax actually pays for. In Honolulu — like the rest of Hawaii — property tax funds local schools, public safety (police, fire), road maintenance, parks, libraries, and county government. Most of your bill stays in your county and school district.

Comparing to other states. Effective rates vary enormously across the US — from about 0.3% in Hawaii to nearly 2.5% in New Jersey. Honolulu's 0.30% puts it among the lowest in the US.

Questions

Frequently asked.

Homes in Honolulu are assessed through City and County of Honolulu, where the effective property tax rate averages about 0.30% of market value (county-level data). Your exact rate depends on your school district and any special taxing zones at your address — your latest tax bill or the City and County of Honolulu assessor's website has the precise figure.

Buying in Honolulu? Estimate your full mortgage payment with our Honolulu Mortgage Calculator. Or see how Hawaii property tax rates compare across the state with our Hawaii Property Tax Calculator.

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